CAT 1 • CAT 2 • CAT 3 CERTIFIED

Flood Damage Restoration
Boca Raton, FL

Whether a tropical storm pushed water through your roof, a slab leak flooded your tile floors, or rising groundwater entered your garage — Mizner Restoration Group handles all three categories of water damage with full IICRC documentation and direct insurance billing.

IICRC S500 Certified
Florida Licensed & Insured
Citizens • Universal • Heritage • All FL Carriers
Boca Raton Based — 4201 N Dixie Hwy

UNDERSTANDING YOUR DAMAGE

Three Categories of Flood Water Damage — and Why the Classification Matters

IICRC S500 classifies water damage into three categories based on contamination level. The category determines which materials can be dried and which must be demolished — and it drives your insurance claim scope.

1
Category 1 — Clean Water
Lowest contamination • Best outcomes

Originates from a sanitary source: burst supply line, overflowing sink or tub, HVAC condensate, or roof leak from rain. Poses no contamination risk initially, though it can degrade to Cat 2 within 48 hours of contact with building materials.

Common Boca sources:
Burst PVC or copper supply lines • Refrigerator ice-maker lines • HVAC drain overflow • Rain through roof penetrations
2
Category 2 — Grey Water
Moderate contamination • Antimicrobial required

Contains biological or chemical contaminants that can cause discomfort or illness. Requires antimicrobial treatment of all contacted surfaces and selective demolition of heavily saturated porous materials.

Common Boca sources:
Washing machine overflow • Dishwasher failure • Toilet overflow (no feces) • Aquarium or waterbed leaks
3
Category 3 — Black Water
Biohazard • Full PPE • Demolish all porous materials

Grossly contaminated water containing pathogenic agents. ALL porous materials (drywall, carpet, insulation, wood) in contact must be demolished and disposed of. Full biohazard decontamination required.

Common Boca sources:
Sewer line backup • Tropical storm surge from Intracoastal • Rising groundwater • Any floodwater from outside

Boca Raton FEMA Flood Zones — What Your Zone Means for Restoration

Zone AE (High Risk)
East of Federal Hwy & A1A. Mandatory flood insurance. Storm surge events classified as Cat 3 regardless of water appearance. Full demo protocol required.
Zone A (Moderate Risk)
Pockets along drainage canals in West Boca (33433, 33434). Water intrusion from canal overflow during tropical systems is common.
Zone X (Lower Risk)
Most of West Boca interior. No mandatory flood insurance, but still experiences internal flood damage from plumbing and HVAC failures covered by standard HO policy.
Regardless of Zone
Boca Raton’s flat terrain (0–10 ft elevation) means water drains slowly everywhere. Even Zone X properties flood during major tropical events.

RESTORATION TIMELINE

Flood Cleanup Timeline: What to Expect from Day 1 to Completion

Flood restoration is not a single event — it’s a documented, sequential process. Here’s the realistic timeline for a typical Boca Raton flood job.

Day 1
Emergency Response & Extraction
On-site in 60 minutes. Safety check, moisture mapping, full water extraction, initial equipment placement. Insurance adjuster contacted and documentation package started.
Days 1–2
Controlled Demolition (if needed)
Saturated drywall, baseboards, wet insulation, and irreparably damaged flooring removed. Photographed and documented for claim. Antimicrobial applied to framing and concrete.
Days 3–7
Active Structural Drying
LGR dehumidifiers and air movers run continuously. Daily moisture readings logged. Boca Raton’s humidity typically extends drying cycles vs. northern states — we never pull equipment early.
Day 5–10
Mold Assessment & Clearance
If mold is present or suspected, a mold assessment is performed. We do not proceed to reconstruction until all clearance readings are within IICRC standards.
Week 2–6
Reconstruction (optional)
Drywall, flooring, paint, and finish work restored to pre-loss condition. We coordinate with your adjuster to ensure every line item is captured before reconstruction begins.

WHAT BOCA RATON HOMEOWNERS EXPERIENCE

Flood Damage Diagnostic — Answer These Before You Call Any Flood Cleanup Company

These questions help determine category, scope, and urgency. If you answer yes to any of them, you should be calling us — not searching.

Is the water brown, gray, or does it have an odor?

Any discoloration or smell indicates Category 2 or 3 contamination. This changes the protocol entirely — no drying in place, full demo of porous materials, biohazard handling required. Do not touch it.

Has the water been sitting for more than 24 hours?

In Boca Raton’s climate, 24+ hours means mold assessment is now part of the scope regardless of how the water looks. We’ll map moisture and assess cavity conditions on arrival.

Are multiple rooms or floors affected?

Multi-floor or multi-room events require significantly more equipment, longer drying cycles, and more extensive demolition. They also typically exceed the insurance deductible threshold where a claim is clearly worth filing.

Did the water come from outside during a storm?

Rising external water is Category 3 by definition in IICRC S500 and requires a different insurance policy (NFIP or private flood) than internal pipe failures. Getting this right affects whether your claim is paid.

Is there a sagging or bubbling ceiling?

A sagging ceiling is under significant structural load from retained water. Do not stand beneath it. Call us — we perform a controlled release before extraction to prevent collapse and document the event for your insurer.

Do you have hardwood floors in the affected area?

Hardwood absorbs water rapidly and begins to cup, buckle, and delaminate within hours. The difference between saving hardwood and replacing it is often the first 12–18 hours. Speed is the variable you control.

Three Flood Jobs in Boca Raton — What Actually Happened

Case Study — Royal Palm Yacht & CC, 33432
Slab Plumbing Failure — Category 1, Caught Late

Scenario: Homeowner left for a long weekend. Pinhole leak in copper supply line under slab had been running for 72 hours. Entire first floor (tile and hardwood) soaked. Water wicked up drywall 14 inches above the slab in three rooms.

What we did: 5-hour extraction. Thermal mapping revealed saturation in all four exterior walls on the first floor. Removed 340 sq ft of hardwood (damaged beyond drying), surgical demo of lower wall sections. 12 dehumidifiers, 18 air movers ran for 11 days due to slab moisture retention.

Citizens claim approved: $31,500. Hardwood replacement, drywall, insulation, painting. Clearance test: passed day 12.

Case Study — Boca Winds, 33498
Toilet Overflow While Away — Category 2

Scenario: Toilet fill valve failed and ran continuously for approximately 10 hours. Bathroom, hallway, and adjacent bedroom saturated. Carpet in bedroom destroyed. Grey water contamination due to toilet tank source.

What we did: Category 2 protocol. Full antimicrobial treatment of all contacted surfaces. Removed carpet and pad. Dried concrete subfloor. Treated and dried drywall baseboard zone. 4-day drying cycle with monitoring.

Universal Property approved $8,200. Carpet replacement, antimicrobial treatment, drying, baseboard repair. Completed day 5.

Case Study — Camino Gardens, 33433
Category 1 Caught in 2 Hours — Maximum Saves

Scenario: Washing machine supply line separated during a cycle. Owner came home 2 hours later to a soaked laundry room and kitchen. 400 sq ft of tile floor with water tracked under cabinets.

What we did: Extraction complete in 90 minutes. Thermal showed saturation only under cabinets and behind 4-foot wall section. No demo required except one cabinet toe-kick. 3 dehumidifiers, 4 air movers for 3 days.

Heritage Insurance approved $3,100. Because it was caught in 2 hours, no demo, no mold, no hardwood damage. Fastest possible outcome.

What Happens When You Call a National Franchise Instead

What You Need Mizner Restoration Group SERVPRO / ServiceMaster Area Franchise
On-site response time45–60 minutes from Dixie Hwy1–4 hours from regional dispatch
Who you talk to at midnightTechnician driving to your jobNational call center, message relayed
Knowledge of Boca Raton insurance marketCitizens, Universal, Heritage — native knowledgeGeneric national documentation formats
Subcontractors usedNone — our own certified crewCommonly 1–2 subcontractor layers
Price relative to claim valueCompetitive — no franchise markup10–25% franchise overhead baked in

BOCA RATON HOMEOWNERS

What Clients Say

★★★★★

“Called at 2am after our pipe burst. They were here in 50 minutes. Did the whole job over 4 days, filed the Citizens claim themselves, and we got a check. Zero headache. These are the guys to call.”

Michael R. — Camino Gardens, 33433
Verified Google Review
★★★★★

“We had water sitting for almost 3 days before we noticed. They showed up with thermal cameras, found wet areas in walls I never would have seen, and saved us from a major mold situation. Heritage approved the whole scope.”

Jennifer W. — Boca del Mar, 33433
Verified Google Review
★★★★★

“I was skeptical of calling a small local company but these guys know Boca Raton insurance better than anyone. They know what Citizens needs, how Universal adjusters work, and they push back when scopes get underestimated. Saved us at least $8,000.”

Thomas B. — West Boca Shores, 33434
Verified Google Review

FREQUENTLY ASKED QUESTIONS

Flood Damage Restoration — Common Questions

My floors look dry — do I still need a restoration company? +

Yes. Surface appearance is not an indicator of structural moisture. Thermal imaging routinely reveals saturation inside wall cavities and under flooring where no surface wetness is visible. In Boca Raton’s climate, hidden moisture that isn’t extracted will grow mold within 48 hours and is not visible until it’s a major remediation project.

Does homeowners insurance or flood insurance cover this? +

Homeowners insurance (Citizens, Universal, Heritage, etc.) covers sudden internal flood events: burst pipes, appliance failures, HVAC overflows, and roof leaks. NFIP or private flood insurance covers rising water intrusion from outside. Many Boca Raton homeowners east of Federal Hwy carry both policies. We identify the correct policy and bill directly.

Can you save my hardwood floors? +

Hardwood floors can often be saved if extraction begins within 24 hours and the wood has not reached 25%+ moisture content. We use in-place drying mats and specialized floor drying systems to attempt to save wood floors before recommending replacement. We will always tell you honestly when replacement is the better financial outcome for your claim.

How do I know when restoration is actually complete? +

Restoration is complete when all moisture readings at all monitoring points have reached IICRC standard dry targets: below 16% WME for wood framing, below 1.0 on concrete, and ambient RH within 5% of an unaffected reference room. We provide you and your adjuster with the full daily monitoring log as proof of completion.

Flood Damage in Your Boca Raton Home?

Call Mizner Restoration Group now. We respond to all zip codes in Boca Raton within 60 minutes and begin the insurance documentation process from the moment we arrive.

(561) 979-0504

Available 24/7 • All FL Carriers Accepted • 4201 N Dixie Hwy, Boca Raton